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Opportunities and challenges for Islamic financial technology development in Indonesia: literature study

Rukiah, Rukiah (2021) Opportunities and challenges for Islamic financial technology development in Indonesia: literature study. JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan, 5 (2). pp. 235-250.

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Abstract

The development of digital technology has entered the financial sector which encourages the birth and development of financial technology. The low level of financial literacy coupled with difficulties in accessing financing to the banking sector tends to encourage people to seek alternative financing outside of banking. One of the most developed financial services is financial technology. However, the experience of people using financial technology products shows that there are fundamental problems, especially when people use illegal financial technology products. Therefore, Islamic financial technology is an alternative because Islamic fintech applies the noble values of Islamic teachings. This article was written to review the literature that has been published in scientific journals in the last 4 years that discusses the opportunities and challenges of Islamic financial technology. The results of this study indicate that there are several opportunities and challenges faced by Islamic financial technology companies.

Item Type: Article
Keywords: opportunities; challenges; financial technology, Islam
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150201 Finance
Divisions: Fakultas Ekonomi dan Bisnis Islam > Ekonomi Syariah
Depositing User: Yusri Fahmi
Date Deposited: 04 Feb 2022 02:59
Last Modified: 04 Feb 2022 03:02
URI: http://repo.uinsyahada.ac.id/id/eprint/711

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